Ways to Save Money

Finding ways to save money is about being disciplined and creative. When you look for ways to save, you will find them. Here are a few ideas to get you started.

Find Free Fun

If you have kids, this can be as simple as pulling out those board games for a day of family fun. It also gives you a chance to spend some quality time with your children. Try an evening of culinary creativity. Do an entire meal from appetizer to dessert with recipes you have never tried before. The whole family can join in or you can make it a special night with your significant other. Make sure the cost of the ingredients can fit into your monthly grocery budget. It will be far less expensive than eating out at a restaurant. Take the time to explore the natural wonders of your area. Finding new parks and trails in your area is a good way to spend time together and get your exercise. For ways to save money, sit down and write out a list of at least 10 fun things you can do for free.

Comparison Shopping

Sometimes an item will be far cheaper at one store than at another. Sometimes the difference is only a few cents. Only if you comparison shop will you know. It is an especially good idea to compare prices on big ticket items. These can vary drastically by store. Include online stores in your comparison shopping since sometimes they are the cheapest and you can often get free shipping on more expensive items. It is also good to comparison shop for items that you buy frequently. Grocery stores vary in price on items by as much as a dollar or two. If you can save one dollar on an item that you buy every week, you will end up with an extra $52 in your pocket by the end of the year. Do not discount small savings when you are looking for ways to save money.

Money Back Guarantees

For services or items that you are paying a lot for or are uncertain will work, look to see if they have a money back guarantee. For example, if a product promises that you will lose weight, there should be a money back guarantee if you do not. Do not commit yourself to a product or service unless you are sure you can get your money back if it does not perform as advertised.

Easy Ways to Save Money – Painless Tips to Help You Succeed

Trying to save money is often easier said then done. When we get into the habit of spending more money than we make it can add up quickly. Trying to pay those debts soon becomes stressful as the debt load increases. If want to avoid debt and start saving money, consider the following tips to help get you going.

Many people use credit or debit cards to make purchases. These cards make it very easy to get what you want in the moment. Making it easy to buy can cost you at the end of the month when you are looking at your bills and trying to understand how to pay them off. You quickly realize you spent much more than you thought and have to get it paid off. One strategy that can be extremely effective is using a cash based budget. Take out a certain amount of cash each week and only spend that amount. As your cash gets spent you will likely start making less purchases.

Recently, I started using coupons to save extra money. Every Sunday, I spend about 30 minutes cutting coupons and organizing them into a coupon organizer I purchased. I use coupons for items I know I want so I don’t just buy because I have a coupon. When I enter the store I am organized with coupons ready for each aisle.

I love to drink coffee, but didn’t want to continue my $20.00 dollar a week habit at a large named coffeehouse. To keep my coffee habit going I bought a single serve coffee maker and use it every day. A single serving costs about $0.35 cents from an average of $2.20 in the past. I don’t feel like I am missing anything and save money all the entire year.

Many people stopped selling things on eBay. Several years ago, I used eBay to pay for almost all my holiday gifts. I spent a small amount of time collecting the things I no longer used and searched online for what I thought the value might be. Once I had a good idea, I listed them on eBay. I may have not made back what I spent, but I was able to collect some or all of the money I planned on buying gifts with. This turned out to be an easy way to generate some cash when I knew I would need it.

There are many ways to save money and not feel like you are missing out. Findings easy ways and substitutions can help you still have the things you want at a reduced cost. Challenge yourself and find the opportunities in your life to save money without sacrificing to increase your bank account and reduce your debt.

Little Ways to Save Money – Penny Pinching For the Wise

It can be hard to find the little ways to save money, but sometimes it’s the little things that mean the most. Saving a little money here and a little money there can make all the difference in the world. The little things add up to a lot when you think about it and do a lot of them.

Here are some tips that will help you find little ways to save money.

o Going out to eat

Going out to eat can be a wonderful treat, but it can be pretty pricey. Not only is the food not as good for you, but it’s expensive. This doesn’t mean you can never go out to eat. Cutting back is what you need to do. If you go out to eat once a week, try going out every other week. If you currently go out every other week, try once a month.

Another way you can do it is to pick up a burger and fries and go home where you have something to drink already. If you do subs bring them home and have chips and a drink at home. These are little ways to save money as well.

o Gifts

Instead of purchasing gifts that you may need for special occasions or holidays, why not make them. You can give a gift that is just as nice for less money than you would if you were to purchase something at the store. Remember, it’s not the price or the size of the gift; it’s the thought that counts.

Another way to save a little money is to purchase when things are on sale. You may be able to purchase gifts early and get them at a discounted price. If you are internet-savvy and willing to shop online, using eBay is also one of those great little ways to save a little money.

o Generics

When you go to the store to buy groceries or prescriptions, buy generic whenever it’s possible. Most times the generic is just as good, and it’s cheaper. Sometimes you will save 50 cents, but there are times you could save more than a couple of dollars. This is one of the little ways to save money when you are at the store.

Another way is to buy at the dollar store. The products are just the same, but at a lower price. Usually they are generic products, but they work just the same. You can purchase food, clothing, makeup, and household necessities.

There are many little ways to save money. You need to look at your options and see where you can save money. You can save money on food, clothes, cleaning products, and so many more things. Take a look at what you buy in any given month and see how you can save money. Every little bit helps when it comes to money. Hopefully, the tips we mentioned here will help you find little ways to save money in several different areas.

How to Find Extra Money Every Month – 7 Ways to Save Money

During these times of job losses, company closings, the stock market meltdown and no raises anything we can do to save money will help. Here are 7 different ways that will save you money each and every day.

1. Shop with a list and stick to it.
The grocery store is set up to encourage impulse shopping. Many items are enticing, singing out to you to buy them. Resist. Don’t purchase any items not on your list. And don’t grocery shop when you are hungry or you will fill your cart with unwanted items.
2. Consider higher deductibles on your home and auto insurance.
Raise the deductibles on your car and home owners insurance. You can save a significant amount yearly. Investigate different insurance companies, so often we stick with the one we have out of complacency. 
3. Brown bag your lunch.
One or two days a week take your lunch to work. This could save you $10 to $20 a week. Don’t buy bottled water either. Take an old glass juice bottle and fill it up with filtered water.
4. Start using coupons.
Cut out the coupons from your Sunday paper and use them religiously. You can save $5 or more a week by using coupons. In this down economy more and more stores are giving away coupons to encourage shoppers. Pay attention to double coupons days at your local store.
5. Buy in bulk.
Buy from the bulk bin at the grocery store. Buy case lots at a discount. Buy when things are on sale. However, only buy what you will definitely use. It’s not a savings if you won’t use it.
6. Keep the heat on low.
Don’t turn up the thermostat.  Wear long underwear and a sweatshirt. And in the summer, keep the air conditioner on low. Wear sleeveless tops and shorts. Take off your socks and wear open shoes.
7. If you are lucky enough to get a raise, save it.
Live on your current salary. Save all of the extra money you make. At the very least save half of any raises you receive. Invest them. Now might not be the time for the stock market but a bank CD is risk free.
There you have it 7 ways to save money each week. And the money you save should be used to pay down debt or saved for retirement. Don’t spend it! Save it!

5 Easy Ways to Save Money and Spend Less

In this economy, it’s hard not to spend more and more money each time you go to the grocery store and put gas into your car. Personal finances are getting tighter, and more people are getting bogged down in debt. There are things you can do, though, to help you spend less and save money in this economy.

First, eat less meat. It’s one of the highest priced food items we buy at the store, so cutting back can provide a small amount of relief to our personal finances. Try eating one meal without meat this week. Next week, make it two meals. Have vegetable soup, pancakes, scrambled eggs or spaghetti (without meatballs) instead. Get creative. Search online for meatless recipes. Not only will you save money, but its healthier and actually reduces the risk for cancer.

Another one of the ways to save money is to re-shop your car insurance if you’ve had the same policy for 18 months or longer. Call around and get quotes from several other companies. Then, see if your current car insurance company will match your best quote. If not, switch companies. Also, if you pay your car insurance monthly or quarterly like most, find out if you will be charged any fees and how much they are for making payments. A couple bucks a month can really add up over the course of a year.

Not going to see movies at the theater and not renting videos from a video store can help ease the tension of personal finances. Instead, sign up for an online program that costs just a few dollars a month. Usually the price of the online club is equivalent to one trip to the movie theater or 2-3 video rentals. The videos are sent right to your door so you also save money on fuel.

Buying generic is another one of the ways to save money. Most stores offer a generic equivalent to foods, health and beauty products and medicines. If you read the ingredients, they are usually the same or pretty close to it.

Shop at Wal-Mart. I know lots of people who hate Wal-Mart. They say it’s too crowded, too noisy, the lines are too long, etc. But you can’t beat the prices. (If you’re actually able to find something cheaper somewhere else, Wal-Mart will match the price.) You also save money on fuel, because Wal-Mart has pretty much everything: groceries, clothes, make-up, automotive products, medicine, etc. So you don’t need to go to other stores. Maybe the lines are a little longer there, and it is a little noisier, but if you could save money every week it could very well be worth it.

It’s important to find ways to save money in this economy. Our personal finances depend on it. Try one of these tips to save money this week, and next week, try another.

Online Surveys – An Easy Way to Make Money

Remember the days when you were casually walking down the high street trying to think of what to buy for that special someone or maybe rushing to the bank in your lunch break? Then out of the blue some complete stranger would jump in front of you and ask you if you would just take a couple of minutes to answer a few questions?

The first time this happened to me I thought that I would be doing my bit to save the planet by discussing product packaging. Great, I thought, now I can really give my opinion and ensure that plastic coated products would never again slice off my finger tip whilst trying to open them with a hacksaw. How wrong I was.

The survey was just a compilation of unrelated questions, mostly about car insurance and the only reference to product packaging was whether or not I liked the new look of some chocolate bar. And as for a couple of minutes, make that 20. My reward? Being told off by my boss for taking too long on my lunch break. Of course this experience, as is the case for most people, made me determined never to be solicited in such a way again. From that point forward if I ever saw someone who even remotely looked like they were about to pounce, I would dive into the nearest shop or begin a fake coughing frenzy in the hope that their sense of self preservation would kick in and avoid me.

This method of market research used to be amongst the most widely used and you cannot deny that a lot of people earned a decent living doing it. Any organisation or business worth their salt who offer any kind of consumer product, should consult their customers as to their opinions, it’s the best way to ensure that they are marketing and targeting correctly. But, oh how annoying.

Thankfully street market researchers are few and far between these days. Businesses have found a different, cost effective and more targeted approach to determining what their customers think. Online surveys.

There are literally thousands of online surveys these days many of which are outright scams to get your email address and start bombarding you with junk mail. However, there are a few out there that are genuine. You just need to look around and find one or two that are right for you and sign up. The respectable businesses will actually employ these organisations to target only those consumers who meet their criteria. So for example, if you are a 47 year old male you would not be asked to complete a survey about your opinions on menopausal supplements for women.

So what’s in it for you? Well unlike those street surveys, you will actually get paid for your time. OK, you won’t get rich but payment can range from pennies to pounds. I personally make about £5 or £6 pounds each week filling in surveys whilst waiting for the roast to cook, some members make a great deal more. I’m not retiring to Monte Carlo just yet but when you consider that this equates to £260 per year I could at least afford the flight. And as a wise man once said…Nobody ever went broke taking a profit.

Easy Online Profits! The FASTEST Way to Earn $1000 a Week Online

What is the fastest way to earn an extra $1000 a week online? Is starting a blog the answer? Or, what about selling affiliate products? Is it difficult to earn great money with Google AdSense or contextual advertising? Or maybe I need to become a social media superstar to earn enough to finally quit my day job?

Or maybe, like hundreds of thousands of other people out there right now… you are ready to quit, and throw in the towel altogether, and give up on the internet marketing dream once and for all? Any of these questions sound familiar? If they DO… this article was written with YOU in mind.

Filed Under: The fastest way to earn an extra $1000 a week online

The truth is, the very best way to build a viable, valuable and enduring online business is having something of your own to sell. And in 2016, it’s really not good enough anymore to sell high priced digital products or downloads, simply because the marketplace has shifted 180 degrees in just the last few years. (you can now buy 300 page courses on Amazon for 5 bucks or less, to learn the very same things the “gurus” were charging thousands for in 2009, and more than anything else, that has revolutionized the way we pay to learn, or for information going forward)

But, and this is a BIG but…

The best way to earn great money has ALWAYS been to take something you love,and have genuine expertise in, and teach it, coach it, train it or mentor it to others who share your PASSION, but don’t have your expertise.

I don’t care WHAT Your niche, or area of expertise – it could be cooking, clairvoyance, credit or counseling…

The key to have several different levels of service, and the way you deliver them.

(both personal and groups)

For example –

– If you can get 10 clients to pay you $100 a week for your services, you are already at your goal (and that’s NOT a hard obstacle to hit).

– If you can get 30 people to register for a simple online webinar for $33 each, you are getting your goal as well.

If you can do BOTH, which you should… you can either double your income, or do better in one area while you grow the other.

Here is ANOTHER easy idea that no one ever tries outside of the “IM” space… yet can explode your business, in a real world marketplace – quite literally overnight.

Find a good real world affiliate offer that pays you really generously, and offer your OWN services as a back end bonus for signing up.

For example – I know of a psychic service that pays $150 to their affiliates for every referral and the client (or caller) only needs to spend $20. (The psychic service knows that many of the $20 trial readings will translate into thousands of dollars of future revenue, so they offer this great incentive to affiliates).

One of my clients, who IS a spiritual/intuitive life coach… offers free sessions to folks who try a trial psychic reading with this service, meaning that she earns $150 as an affiliate, the client gets a free session with her (a $200 savings) AND a low cost psychic reading from someone else to boot.

Everybody wins… AND, about 50% of the people who take her up on this offer come back later, or become full time future coaching clients. (Meaning she earns far more than $150 for giving away that initial free session).

You are TRULY only limited by your content… and your creativity. There is no box you need to stick yourself in to stifle your sales, or your success. Think wide – think deep and think multiple income channels, and think about doing what you LOVE for a living, and you’ll get there far faster than the “gurus” want you to believe is possible, I promise!

Grocery Store Savings Secrets – 8 Ways to Save Today

Grocery store spending can comprise a huge chunk of your family’s budget. Fortunately, this is one of the easiest places you can cut back your spending and save money.

Here are 8 must-know tips that will save you big at the supermarket checkout.

1. Never go to the grocery store hungry. Always go to the store after you eat a meal, so your empty stomach won’t lure you into making a bunch of impulse buys.

2. Never go the store without a list. If you are just wandering the aisles aimlessly, you’ll be more likely to add things to the cart that you don’t need. Again, cutting out those impulse buys will cut your supermarket bill drastically.

3. Take advantage of all coupon sources. Time was, savvy shoppers spent hours clipping coupons each week. But with the advent of new coupon technology, you can save money without all the hassle of paper coupons. You’ll want to use your savings card, if available, at your local store, and take advantage of the printed coupons your grocery checker hands you along with your receipt because these are often printed to correspond with the items you buy regularly.

You’ll also want to print grocery coupons online. All you need to do is check the box next to the coupon you want and print. This way, you don’t have to sort through your coupons for items you’ll never use, and you’ll never waste money on items that no one in your family enjoys just because you had a coupon.

4. Use a credit card that rewards you for your grocery purchases. These points accumulate quickly if you spend a lot at the store, and that means you could buy something nice for your family – or even take a vacation.

5. Reduce and re-use. What items on your grocery list can you use more than once? Rinse out your plastic freezer bags and use food containers whenever possible instead of plastic baggies. This is a more eco-friendly choice, as well.

6. Save on non-food items by buying in bulk at a superstore. Comparison shop your local discount stores for things like paper towels, bathroom tissue, as well as more expensive items, such as water filters and light bulbs.

7. Try the store brands. Buy store brand items or items in bulk whenever you can.

8. Wash your produce. As soon as you get home from the store, wash and dry your produce and make it accessible to your family. You’ll want to cut up vegetables and put the washed fruit in a bowl on the counter. If your fruits and veggies are easy to find and ready to eat, you’ll be less likely to find that plastic bag full of liquid veggie buried deep in the fridge in a few weeks.

Saving at the grocery store is really a matter of planning ahead and making informed consumer choices.

Online Home Based Business Ways To Make Money With SFI when Joining Free are Reviewed

Looking for extra income or are you ready to start your own home based business? Either way SFI is definitely here to help you reach our goals. Not only have they been a leader in helping millions of people start part time or full time home based businesses, SFI has not been standing still. SFI has redone their website and back office to promote members to achieve more. At the same time their are new ways to make money with SFI.

How to FINALLY make $500, $1,000, or even $3,000 a month in extra income!
You don’t need any experience or special skills to get started fast and easy
Join free and build a solid income with many options and still growing….

EyeEarn is a special version of SFI’s Network Builder Program (see above), allowing you to build a lucrative residual income stream by participating in our personal advertising network.

With EyeEarn, you can get paid to drive your car, wear T-shirts, and more! Earn money effortlessly while you go about your day! It’s fun, easy, and no experience is necessary!

To get started, just purchase an inexpensive EyeEarn Starter Pak (a one-time cost), put the included promotional items into action and you’re off and running. You’ll start to receive a share of all affiliates signing up not only from your own EyeEarn promotions, but also from every other affiliate participating around the world! Plus, you’ll also receive a share of every sale generated at SFI’s brand new online shopping center, MaxMalls.com.

Digital music sales are EXPLODING worldwide and are expected to hit nearly $15 billion in sales by 2010 (that’s up from just $2.7 billion in 2005). As an SFI affiliate you can profit from this massive music revolution-thanks to SFI division, TuneFlow.com. TuneFlow features thousands of songs from hundreds of artists from around the world.

Just refer prospects to your TuneFlow Gateway below and earn a commission on every song purchased!

Merchant Services is another way to earn money with SFI.

Most small and medium sized businesses are paying much higher rates for their credit card processing than they should. Also, credit card terminal technology has advanced and many merchants are now faced with upgrading in order for their transactions to be accepted.

That’s where SFI Merchant Services (MS) comes in. MS is a complete, moneysaving transaction solution for merchants. Our services include credit card processing, debit card processing, check verification/conversion, bad check recovery, gift cards, and more.

Promoting MS is simple, too: just introduce business owners using our professionally-designed MS fliers (or refer them to the MS Gateway: ). SFI ‘s MS partner, Bridge Business Solutions, Inc. (BBS) then does all of the “heavy lifting” for you. BBS will follow up with the registered merchant, complete a free statement analysis, if appropriate, and close the business for you. How easy is that?

You can earn lucrative cash bonuses for each merchant you refer. What’s more, you’ll earn cash each time one of your (or your PSA’s) merchant’s customers use their credit card in that business…forever! That’s right: every time a customer swipes their credit card through one of SFI MS credit card terminals, you could be earning income…month after month…year after year! PLUS-you can earn even more income on fees generated from any other of the MS services your merchant signs up for.

The Network Builder Program (NBP) is SFI’s most popular program.

Building your own network of affiliates is a powerful way to create a substantial residual income stream that can continue to put money in your pocket, year after year.

It’s easy to sign up affiliates because:

A) Almost everyone would like to earn extra money

B) There’s no cost to join SFI

C) SFI has 20-year track record of success

Then, as your affiliates start referring others to NBP, your network can grow faster and faster –creating the opportunity for substantial ever-increasing income on override commissions and bonus income.

You can start building your network immediately. Just start referring prospects to your referral url.

Nice Offers is a great way to build your income by giving away free discounts ad coupons.

Everyone likes to save money. Now you can earn handsome commissions by simply referring customers to hundreds of money-saving offers and coupons at NiceOffers.com (NOC). In other words, just give away free coupons! They save money — and you earn money! Over 4500 participating merchants in over 120 countries currently, with new offers added daily.

No matter where you live in the world, NOC is available to you. And because you can promote businesses and products right in your own country, city, or town, shipping and currency issues are eliminated!

We’ve also made NOC available in 10 different languages (English, U.K. English, French, German, Italian, Portuguese, Spanish, Russian, Dutch, and Greek)!

Earning NOC commissions is as easy as referring prospects to your NOC Gateway:

You can also gain credit by referring merchants to the same Nice Offers program.

Refer merchants to the NiceOffers.com program and create amazing residual income streams.

All consumers want to save money. All businesses want more customers. NiceOffers.com (NOC) matches consumers with businesses, and in the process, creates a win for the consumer, a win for the business, and a win for you, the SFI affiliate.

With NOC, the consumer saves money, the business acquires a new customer or sale, and you’re rewarded with lucrative residual income streams for being the “matchmaker.” You can make money every time someone makes a purchase at the stores you refer to NOC…for LIFE!

Merchants are very attracted to NOC’s no-risk, “pay only for results” system. And because there’s no cost to enroll, and they can promote unlimited offers through NOC, signing up merchants is easy.

Still another stream of income can be attained for your home based business by fundraising using the same nice offers program.

Know any schools, churches, or other organizations that need to raise money? The NiceOffers.com Fundraiser Program allows you to help your favorite nonprofit (NPO) organizations raise needed funds…while at the same time setting yourself up to earn substantial residual income potentially for years to come!

NiceOffers.com (NOC) Fundraisers are ultra-simple to set up and can be highly lucrative for Nonprofit organizations. NOC Fundraisers can be up and running within just a few hours, and are built around the “perfect product” – products that people actually want – instead of the typical unwanted (and often overpriced) products utlized by most fundraisers.

With NOC, NPOs give their supporters the opportunity to save money on a wide variety of products and services. And while they SAVE money, the NPO MAKES money for the organization’s important goals. A classic win/win!

My favorite tool is yet another income stream from SFI. The international associatioon of home business entrepreneurs is a superb resource and training vehicle. It’s my faorite to refer as it helps others immensely take a serious look at their home based business and build a solid income.

All over the world, millions of people are starting home-based businesses every week. The IAHBE (International Association of Home Business Entrepreneurs) is a product designed for this revolution.

An IAHBE membership provides a wealth of exclusive benefits, money-making strategies, and more with the best of the best online resources, specials, and expert advice and tips–all for less than $1 a day! You won’t find a more powerful lineup of resources for home-based entrepreneurs ANYWHERE else, online or off.

An IAHBE membership also comes with a 30-day, no-risk, money-back guarantee of satisfaction.

To start selling IAHBE memberships, just refer your prospects.

SFI has long been a distributor of top magazines for dozens of niches. You earn not only on the initial sale but any renewals.

Millions of people love to read magazines, and with over 700 popular titles available and high profit margins, SFI’s “magazine rack” offers a terrific opportunity for retail sale commissions –plus residual income on subscription renewals!

Got a Website or are you a telecommunications wizard. Want a product to distribute?

Great Domainia Website Services

The Internet is growing at a phenomenal rate every day, and more people than ever are jumping on board the Web and creating their own Websites. Getting an easy-to-remember domain name is a vital part of getting traffic to these sites. Help
your customers get a memorable, personalized domain name–as well as URL Forwarding, E-Mail Fowarding, and other helpful online services–at an affordable price.

Dial-up ISP Service & Accelerator Service

With Dial-Up Internet Access, your customers can enjoy the best of all online worlds: truly affordable, unlimited Internet access backed by the world’s most technologically advanced network.

Wireless Telephone Service

Help your customers get great Wireless Service with nationwide coverage via Voicestream, Liberty Wireless Nextel and Verizon Wireless, as well as the latest cell phone technology from Nokia, Motorola, Ericsson, Kyocera, Samsung, Siemens, Audiovox, Panasonic…to name just a few.

Of course you earn on any referals and renewals of course for life of the customer. Pretty cool.

Theres more ways to earn…

The SFI Consumer Goods division offers the opportunity to profit on a wide variety of popular products consumed by millions of people worldwide every day.

Wellness & Weight Loss

Americans spend nearly $50 billion a year on weight loss and they spend another $50 billion each year on wellness. Help people feel better and live healthier while tapping into this huge, $100 billion marketplace.

Natural Cleaning

Taking care of our planet has become a priority for millions of people around the world. Make money with SFI’s Natural Cleaning products that provide broad cleaning solutions that are Earth and family-safe, effective, and economical.

Pet Care

47% of all US households own more than one pet and spend $34 billion on their pets each year. SFI’s great pet products allow you to profit from this major marketplace.

Coffee & Tea

Coffee & tea is a $12 billion industry in the US alone, and much bigger worldwide. Get your share of this giant marketplace selling SFI’s unique coffee and tea products.

Soap & Shampoo

Personal care products represent yet another multi-billion dollar industry. Make money selling SFI’s all-natural soap and shampoo.

Again, website owners may want to collect leads and sell them to SFI for cash. This is possible too.

Earn up to $10 for each affiliate you refer to SFI. Simply advertise your ClickBucks Gateway Website below to generate new affiliates. You’ll earn up to $10 per new SFI Full Access Affiliate (an affiliate who has confirmed their SFI registration). The exact amount you will earn will depend on the activity of the CB signup after they’ve confirmed their registration.

SFI s a proven and honest business that has helped millions to earn extra oney online from home and documented thousands in their own home based business and financial independence. Choose one or all of the methods available for income streams. And Sign up now!

join SFI free!


Enjoy Eating Out Again – 10 Ways to Save at Restaurants

Food prices are on the rise, whether you are buying from the grocery store or your local restaurant. If you are opting for the latter, you can still have a great meal on a budget if you follow these ten tips.

1. Plan ahead. The best way to save money at a restaurant is to plan ahead, and that starts with choosing the right type of restaurant. Buffet style restaurants allow you to get lots of food for a low price. Breakfast and lunch buffets are normally cheaper than dinner buffets. This is also true for regular sit down restaurants. If you eat out for lunch instead of dinner you will automatically save money.

2. Take it home. Opt for takeout venues instead of sit down restaurants. When you pick up your food and eat it at home, you will avoid having to pay a tip. You will also be able to rid yourself of the temptation of ordering dessert, appetizers, or those expensive drinks from the bar.

3. Go light. Plan your meal before you go to the restaurant. Decide exactly what you will order, and skip the appetizers and desserts. These impulse items are the easiest way to spend too much money. Eat a light snack before you leave so that you won’t be starving when you get there. You can make safer choices for your budget when you are thinking with your head instead of your stomach.

4. Split it in half. If possible, plan on splitting an entrée with your spouse or a friend. Restaurants traditionally serve two to three times as much food as one person should eat. You can save money and still get enough to eat by splitting your meal with someone else. Split an entrée and order a side salad each and you will never know that you aren’t eating a full restaurant meal.

5. Don’t order from the bar. Keep your beverage choices simple. Water is free and available at all restaurants. Leave the soda, coffee and the alcoholic drinks for home. You can buy them cheaper at a grocery store and enjoy them later. For a party of four, you can save nearly $10 by sticking with water.

6. Skip the appetizers. The only time you should order an appetizer is if the restaurant is offering one for free. If that’s the case, take advantage of it, as it will be an opportunity to fill up on free food. This way you will not have to order as much for dinner (or you can take more of it home to enjoy the next day) and you can save money on your total bill.

7. Examine your bill closely. Make sure you are being charged correctly for the items ordered, and make sure that the tip has not been previously added to your total. That said, do make sure not to skimp on the tip. Make sure that you figure your gratuity on what the bill would have been before any discounts or coupons were applied.

8. Watch for coupons and special deals in the newspaper or community newsletters. Many restaurants offer two for one deals or days where kids can eat free. Sometimes restaurants offer dining club cards that give you a certain percentage off your meal each time you visit. If you enjoy going to a particular restaurant, ask about dining club deals or weekly specials.

9. Look online for coupon books specific to your town or city that will allow you to save on local restaurants. If you don’t know of a local fundraiser that sells coupon books in your area, try Entertainment.com, which has a field on its home page where you can fill out your United States zip code and see if there is a coupon book for your area. If you eat out a lot, you will be able to pay for the cost of the book in no time as there are typically quite a few coupons in these books that allow you to save as much as 50 percent.

10. If you live in a large metropolitan area, do an online search for discount restaurant gift certificates, as well. Restaurant.com, for example, sells $25 gift certificates for $10, and you can sometimes find a coupon code (generally during the last few days of each month) that will allow you to purchase those same $25 gift certificates for $4 or $5.

If you are trying to save money, you don’t always have to sacrifice eating out. By planning ahead and looking for opportunities to save, you will be able to enjoy restaurants again. Taking advantage of these money saving deals will allow you to eat out without breaking the bank.